Individual Options

Comprehensive health insurance and benefit purchasing solutions.

The CieloChoice Concept

MyCieloChoice is a consumer shopping technology that facilitates the purchase of health insurance and related benefits including Health Savings Accounts.

MyCieloChoice can provide employers and associations with turnkey voluntary benefit programs. These programs are becoming more important as employers cut back on benefit programs or make more positions non-benefit eligible, creating a demand for products that are easy to find, easy to apply for, and purchased through a mechanism other than payroll deduction.

No sales person, no paper. Point, Click, Buy.

With MyCieloChoice, you have the option to purchase the individual insurance and benefit products you need to complement the benefits offered by your employer.

Available coverages:

  • Limited Medical Plans
  • Hospital Indemnity
  • Major Medical
  • Critical Illness
  • Accidental Death and Dismemberment
  • Term Life Insurance
  • Dental
  • Vision
  • Accident Coverage Bundles
  • Cancer Policies
  • Premium Waiver
  • Accident Disability
  • Discount Benefits
  • Wellness  (Health Risk Assessment, Personal Health Records and more)
  • Consult a Doctor
  • Retail Rewards